Recreational Vehicles Insurance
Common Recreational Questions
- Total Loss Replacement
You have the option to replace the RV for the listed value of the original purchase price
Plus tags and fees. It is usually available on current or vehicles under 1 year old. It protects you
From depreciation and inflation.
- Agreed Value
Stops the clock on depreciation by setting a value for the RV usually the value is set by either the
Purchase price or current market value via NADA guides or RVtrader.com
- Actual Cash Value
Payout is determined by the current depreciated market value at time of loss.